Swing Voters and the Supreme Court Vacancy

Across the United States, 45 million borrowers now owe $1.6 trillion in debt for federal loans taken out for college — more than consumers owe on any other debt except mortgages.

For the past two years, beginning as the pandemic spread, the U.S. government has allowed tens of millions of Americans to stop paying back their students loans.

This experiment in debt deferral has had unintended consequences, and poses a dilemma for President Biden.


Stacy Cowley, a finance reporter for The New York Times.

The student loan moratorium was initially supposed to last until September 2020. It has been kept from lapsing a fourth time.
Paul Morigi/Getty Images For We The 45 Million
  • The Biden administration has paused student loans once again. The four-month delay means the pause will become an issue before the midterm elections.

  • While popular with Mr. Biden’s party, the extension of the loan moratorium has drawn criticism for adding a small measure of oomph to the inflation the government is trying to tame.

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Stacy Cowley contributed reporting.

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